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What is OSHC?
Overseas Student Health Cover (OSHC) is a mandatory health insurance requirement when applying for your Australian Student Visa. OSHC ensures your health and safety throughout your stay in Australia by covering part of your hospital and medical treatment costs while living abroad.
Why do students need OSHC?
Under Condition 8501 of the Student Visa (subclass 500), all international students must maintain adequate health insurance for the entire duration of their study in Australia.
What does OSHC cover?
OSHC covers costs such as ambulance services and certain prescription medications.
OSHC is a private health insurance scheme that helps international students (and any dependants) with hospital and medical costs in the event of illness or injury while you are enrolled in full-time study in Australia
Currently, six private health insurers in Australia offer OSHC plans:
- ahm OSHC (via Medibank Private)
- Allianz Global Assistance (Peoplecare Health)
- Bupa Australia
- CBHS International Health
- Medibank Private
- nib
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Frequently Asked Questions about E&M
- Grade Point Average (GPA)
- English proficiency
- Financial capability
- Your choice of school and career you intend to pursue in Australia
- Essential life skills (budget management, independence skill,...)
The requirements for English proficiency are different depending on which institutions you are applying for. However, in order to adapt easily to life in Australia and communicate with the local, you should aim for an IELTS score of at least 7.0 or a PTE score of 66 (or equivalent).
Find out more information about the academic requirements for each education level here.
Average tuition fees in Australia by education level (in AUD)
- High School: 13,000 - 35,000 AUD/ year
- Vocational/ Foundation Studies: 15,000 - 25,000 AUD/ year
- Undergraduate (Bachelor): 20,000 - 45,000 AUD/ year
- Postgraduate (Master/ PhD): 22,000 - 50,000 AUD/ year
Living expenses will depend on each student’s personal needs (food, transportation, shopping, etc.). Here, E&M only lists some basic expenses:
- Accommodation: 200 - 400 AUD/ week
- Food: 100 - 300 AUD/ week
- Transportation: 50 - 100 AUD/ week
- Phone and Internet: 30 - 70 AUD
Student Visa (subclass 500) requires international students to have Overseas Student Health Cover (OSHC) included in their visa application and maintained during their study in Australia.
Find out more information about OSHC here.
International students are allowed to work part-time while studying in Australia. However, please note that you are only permitted to work up to 48 hours per fortnight, as regulated by the Australian Department of Home Affairs.
After your Student Visa (subclass 500) expires, international students can apply for the Temporary Graduate Visa (subclass 485), which allows them to live and work temporarily in Australia for a period from 18 months to 3 years.
Find out more information about Temporary Graduate Visa (subclass 485) here.
International students under 18 years old are required to have a legal guardian in Australia during their study
The legal guardian can be:
- A relative over 21 years old, such as a parent, sibling, aunt, uncle, ect.
- Educational institutions may act as the guardian if the student does not have any relatives in Australia.
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